Protecting Delawareans through regulation and education while providing oversight of the insurance industry to best serve the public.
Protect insurance consumers
Regulate companies to ensure ability to pay claims
Review, approve, and/or disapprove rates submitted by insurance companies
Prosecute insurance fraud
License agents and brokers
Save businesses money on premium costs
Assist Medicare-eligible seniors
Advocate for residents through arbitration and legislation
Bureau of Examination, Rehabilitation, and Guaranty (BERG) team from back left: Tracey Weaver, Riley Lent, Chris Porter, Danielle Hopp, Justine Mickles, Beth Short, Rylynn Brown, Raegan Allen, Blake Synnestvedt, and Laura Rumfelt. From the front left, Charles Santana, Sean Brown, Steven Carlson, Tom Hudson, Deputy Commissioner Tanisha Merced, Commissioner Trinidad Navarro, Nicole Brittingham, Morgan Jones, Kelly West, and Adrienne Lupo.
Accreditation
The Delaware Department of Insurance is a member of the National Association of Insurance Commissioners (NAIC), and is subject to the NAIC’s Financial Regulation Standards and Accreditation Program. NAIC conducts a full accreditation review of each state’s insurance department once every five years, most recently in 2025. This process includes a full review of laws and regulations, financial analysis and financial examination functions, and organizational and personnel practices to assist in determining a state’s compliance with the accreditation standards. The Department’s Bureau of Examination, Rehabilitation, and Guaranty (BERG) works extensively to earn this status. Each state is also subject to an interim annual review. Read more about the Department’s achievement.
The State of Delaware is part of the U.S. insurance regulatory framework which is a highly coordinated state-based national system designed to protect policyholders and to serve the greater public interest through the effective regulation of the U.S. insurance marketplace. Through the National Association of Insurance Commissioners (NAIC), U.S. insurance regulators, establish national standards and best practices, conduct peer reviews and coordinate their regulatory oversight to better protect the interests of consumers while ensuring a strong, viable insurance marketplace. US insurance regulators also participate in the International Association of Insurance Supervisors (IAIS) along with the NAIC by participating in all its major standard setting initiatives, including working with fellow regulators from around the world to better supervise cross-border insurers, identifying systemic risk in the insurance sector, and creating international best practices.
